Loans with Postal Bulletins.
2 Loans with postal bulletins are a particular type of loan that differs in terms of repayment from loans with RID. In fact, when you take out a personal loan, there are several ways you can pay the installments. Depending on the financial company with which you turn it on, the payment methods of the installments can be the RID, or direct debit in the current account, or the postal slips. Not all financial companies grant this method of repayment, we will see later what they are.
Loans with postal bulletins
The payment of loans with postal payment slips has the advantage that, in order to make requests, you do not necessarily need to have a checking account.
It is a solution that could be valid for the protested, or those who have had problems in the past. If this is the case, you may be interested in reading more about protest loans.
Advantages of loans with postal bulletins
The first advantage is certainly that of being able to access a loan even for those who do not have a current account on which to repay the repayment installments.
Disadvantages of loans with postal bulletins
The main disadvantage is the cost of the bulletin. Currently, in fact, paying a bulletin in the mail costs 1.00 USD. Another disadvantage is that unless you use online services, you have to queue at the post office, which could also take some time. To find out more about the costs of postal bulletins, we refer you directly to the official website of Post Services
In addition to this, there is also the risk of forgetting to pay an installment and, therefore, of being registered in the register of bad payers. In this case you will have difficulty in accessing credit again, unless you opt for loans to bad payers.
Alternatives to repayment with postal orders
If you are looking for an alternative to reimbursement with postal bulletins, an interesting assessment to do is that concerning the current account without charges, a solution that has no costs, or a credit card with Unuquickly Bank, which is not tied to a current account, but which allows you to have all the features, including the payment of the installments of your personal loans. These cards also allow you to make and receive wire transfers.
Loans with bulletins: Astro Finance
The financial agency Astro Finance is one of those that allows you to repay the monthly installments by postal order. In what way ‘Thanks to the Astro Finance reserved area, where you can easily keep under control the repayment phase of your loan, you can also print the completed bulletin and go directly to the post, saving time. Astro Finance allows you to take out various loans and personal loans, with which you can buy practically everything you need.
Among the solutions of this financial agency you can see “Come voglio “, a loan that allows you to customize the repayment method with the possibility of changing the installment amount (more or less) or skipping an installment (up to 3 times over the life of the loan).